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Financial Aid & Scholorships

Step 1: Federal Aid
Complete the FASFA (Federal Application for Free Student Aid) paper form or online form. To complete the online form use FAFSA Express! Note: To help you complete the FASFA, read their "Getting Started" guide before clicking on "Entering a FAFSA Online."

Campus-Based Programs
The Federal PELL Grant
Federal Supplemental Educational Opportunity Grants (FSEOG)
Federal Perkins Loan
Federal Work-Study Program

Click for more information on Federal Aid

Step 2: State Aid
PHEAA State Grant (PA residents)
State AID for non PA residents
Loan Information
Click for more information

Step 3: School/Campus Based Aid

Check with the school you plan to attend for:
Perkins loans (Campus based loans - only 5% interest)
Work Study
SEOG (Supplemental Educational Opportunity Grant)
Scholarships

Step 4: Scholarships

Use the scholarships searches on the following sites for FREE money:

Back 2 College Scholarship
Fast Web
Finaid.org
College Board
College-Scholarships
College Aid Sources for Higher Education
Scholarships.com
4Scholarships
Go College

Multi-Cultural Scholarships

American Chemical Society (ACS) Minority Affairs Program - The ACS Minority Affairs Program sponsors scholarship programs for qualified African-American,Hispanic and American Indian students entering the fields of chemistry, biochemistry, or chemical engineering or seeking a two-year degree in chemical technology. You can also find lists of scholarship and financial aid programs focusing on the sciences for underrepresented minorities in general, African Americans, Hispanic Americans, and Native Americans.

American Indian College Fund - The American Indian College Fund was created by the 31 tribal colleges to raise money for scholarships and endowments. The money raised is distributed to these colleges as scholarships for students attending the tribal colleges. You can find information about the fund and other scholarship opportunities for Native Americans.

Black College - Your link to the African American collegiate experience.

Black Excel: The College Help Network for All Cultures - Black Excel is a college admissions and scholarship service for African-American students. There are link to information Historically Black Colleges and Universities (HBCUs), SAT preparation, financial aid, job searching and other topics of interest to African Americans. They offer products and services, including a list of 350 grants and scholarships available for African American students for $19.95.

Congressional Hispanic Caucus Institute (CHCI) Scholarship Connection - CHCI National Educational Scholarship Connection provides a free scholarship search to Hispanic students of a computer-based program with over 150,000 resources. To receive a personalized scholarship search you must complete there questionnaire. Call 1-800-EXCEL-DC or download (scroll to the bottom of the page) to get the questionnaire. Get a free subscription to Education Quarterly for info and strategies for Latinos seeking to continue their education. You will also find information on their summer internship program. Bilingual assistance is available.

Hispanic College Fund (HCF) - HCF offers financial assistance to deserving Hispanic students who have been accepted or are enrolled as a full-time undergraduate student at an accredited institution of higher education actively seeking an academic discipline leading to a career in business. Includes a list of participating HCF colleges and universities.

Hispanic Scholarship Fund (HSF) - HSF offers college retention scholarships on a competitive basis for undergraduate and graduate students of Hispanic background. Students must have earned at least 15 undergraduates college credits. They also provide a list of private scholarship opportunities for Hispanics. You can also find information on the Gates Millennium Scholars Program.

INROADS - INROADS develops and places talented minority youth in business and industry to prepare them for corporate and community leadership. Preference goes to African American, Hispanic and Native American high school and college students with 3.0 or better grade averages. Students receive paid multi-year experience with early exposure to their career interest, networking opportunities, and year-round personal, pre-professional, and academic support throughout their college career. Contact your local INROADS office for more information.

Minority Institution Information - Minority Institution Information provides useful data on Historically Black Colleges and Universities (HBCUs), Hispanic Serving Institutions (HSIs), Predominantly Black Colleges and Universities (PBCUs), Predominately Minority Colleges and Universities (PMCUs), and Tribally Controlled Colleges and Universities (TCCUs). You can search for institution alphabetically by name or geographically by state.

Native American Education Resources - This site provides information about Native American colleges and college programs.

Project Excellence - Project Excellence is a college scholarship program, founded by columnist, Carl T. Rowan, for African American high school seniors who display outstanding writing and speaking skills. There is information on eligibility, nomination procedures and application information. You may not apply directly to the program; your school must nominate you.

United Negro College Fund (UNCF) - UNCF offers educational assistance to 39 private, historically black member colleges and universities. You will find opportunities for scholarships, study abroad, and summer enrichment and information about the Gates Millennium Scholars Program. UNCF and The Merck Company Foundation have established scholarships for outstanding African American students pursuing studies in biomedical research.

Xerox Technical Minority Scholarship Program - The Xerox Technical Minority Scholarship provides funding to minority students enrolled in the technical sciences or engineering. Scholarships are made available to minorities enrolled in a technical degree program at the bachelor level or above.

Suggestions for Finding More Scholarships

-Type ‘scholarships’ into any search engine/directory and check out the results.

-Also check where you work, where your parents/guardians work, your community organizations, newspaper, etc.

Note: You should NOT have to pay for scholarship searches. Don’t trust ‘guarantees’ that a company can find you scholarships for a small fee. No one can guarantee anything.

Step 5: Saving for College and Education Tax Credits

Pennsylvania's Tuition Account Program (TAP) - Pennsylvania's Tuition Account Program (TAP) provides a safe and affordable way for students and families to buy tomorrow's tuition at today's lower prices. And TAP provides important tax benefits to. TAP credits can be used at any college vocational school, public or private, anywhere in the nation.

Tax Credits - Check out FAQs on the Hope and Lifetime Learning Educational Credits. The IRS may be able to give you money back that was spent on college expenses.

Note: EOC cannot provide you with the money, but we can provide you with assistance and information in completing the necessary forms to get you through financial aid process.

 


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